Best coverage from Chase and American Express. Car Hire Excess Insurance Policy 🟨 Nov 2023. 2. The cost of a CDW is usually about $30 per day. I have looked around and I can buy car hire excess insurance for a fraction of the cost. Check out the top rated car hire brokers. Insuring your hire car can be confusing. In New Zealand a deductible is known as an excess. ¹. 14* per day! AIG's Car Hire Insurance (Car Hire Excess) provides a reimbursement of the excess applied to your car rental agreement that is both value for money and offers you. Up to £10,000 damage and theft cover per policy. from € 3 . Up to €6,500 damage and theft cover per policy. Your excess liability for the rental car for theft or damage due to collision or vandalism. Get your free online commercial auto insurance quote from GEICO today if you use your vehicle (s) for business purposes. The minimum age for car hire in Tenerife is 18. 25% of our users found rental cars in Atlanta for $46 or less. Car rental insurance is a protection plan that safeguards you and the vehicle in the event of a collision, theft, and more. PAYG courier insurance is an offshoot and is perfect for fast food delivery drivers that operate for the local takeaway or via Deliveroo. Our research has found that this insurance offers inferior cover at seven times the price of specialist excess reimbursement insurers. $5,000. Turo covers 100% of eligible damage costs with a $2,500 deductible. In the short term, that’s a saving. For instance, this benefit doesn’t cover the cost of any personal property inside the car at the time of any incident. We are prepared to pay anybody R400 cash if we are unable to beat his/her current car insurance premium when quoted on a like-for-like basis. For-hire livery insurance, also known as livery insurance, is a type of commercial auto coverage for vehicles that are used by businesses that generate revenue from transporting people. $75,000. We've created a solution to save you time and money at the car rental counter. Car hire excess insurance offers single and multi-trip cover for hire cars. 28 ($0 excess) Get quote. Click ‘Start Your Claim’ – you’ll then be directed to the claims portal and asked for your policy details. Car Hire Excess is rated 4. Vehicle owners must maintain a current insurance liability policy meeting the minimum amount of liability insurance required by TLC Rules and New York State Law, for each vehicle. If you are a frequent traveller, our Annual Multi-Trip Insurance can cover any number of trips during the year, so it's ideal for last minute bookings. Up to £500 towards travel or a hotel so you can complete your journey after you're involved in an accident. Car Insurance Prices 🛡️ Nov 2023. No. Supplemental liability coverage $1 million: $7 to $15 per day. Our Rental Vehicle Excess cover is designed to provide cover towards the excess you’re liable to pay if your hire vehicle is damaged or stolen 1. Get a quote Learn More. For example, instead of parking your car at the airport for a week while away on a trip, you can rent it to someone while you’re gone. At just £69. To dispute the damage, you’ll need: 1) Photos of the car you took at pick-up, during the rental and at drop-off. All rental cars have to have some level of insurance to legally go on the road. Car hire excess insurance is an additional insurance coverage that can be purchased outside of your car hire agreement to supplement the basic insurance provided under that agreement. Our policies will automatically cover you up to $5000 for the rental car excess that could be incurred in the event of an accident, whether it's your fault or not. Car hire excess insurance is very affordable with a CarInsuRent European annual car hire excess insurance policy costing just US$ 89. Best Private Hire Car. The Insurance Geeks is an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. It also offers up to $1 million in supplemental liability insurance. If you book your US rental in the UK, or on a UK website, the car rental agreement will generally include cover for Third Party. The code is valid for 21 days and gives the car. Why not get in touch to discuss your requirements further? Call us on 01704 33 90 00, or click “ Get a Quote ”, for an online. Chase credit cards offer the best car rental insurance when compared to other issuers. In this resource guide, we help you understand if you need rental car insurance and share our best tips for saving money and driving safely overseas. These policies may offer a false sense of security, as if you had to make a claim due to an accident or damage to your vehicle, you would still be liable to pay the first part of the amount you are claiming for, known as the “excess”. Policies can cover more than just your standard black cab - all sorts of private hire cars will need taxi insurance, as well as. Buy your policy up to 364 days in advance or right before you collect your car. If you feel that you need additional 3 rd party liability protection you should check the local arrangements with your rental company. 00. Looking for rental car insurance coverage?Excess Worldwide. InsureMore, who have been offering low cost but comprehensive travel insurance for over 25 years, can now include excess insurance of up to £2,000 for a rented car and include cover for damage to the windows, tyres, roof and undercarriage (albeit with lower limits applying). Get Started. Covers excess charges. Fair fuel policy. Cover up to five additional drivers per rental — and there’s no need to add them to your. You can choose to rent and drive a car on the vehicle supplier's standard insurance policy and will be covered for damage to third party property and vehicles. Here are some of the commonly used terms relating to car hire insurance: Collision damage waiver (CDW) – Provides cover in the event of damage or theft of the vehicle, and is usually included as standard if you are hiring a car in Europe or Australasia. Make sure you have travel insurance, car hire excess insurance, and for UK motorists travelling abroad un a UK registered vehicle, you must carry a Vehicle on Hire Certificate. Insurance 4 Car Hire General Information. Excess liability up to your benefit limit – US$2,500 / US$3,500 / US$4,500. 15 = $15,000 of property damage liability coverage per accident. I filled out a fairly straightforward claim for with the relevant evidence and waited. vehicle for hire insurance, car hire insurance uk, for hire insurance, car hire insurance in usa, cost of hire auto insurance, car hire insurance, private hire car insurance cost, private for hire Dancing lights because otherwise we begin by taxis, buses are notorious gossips and SEBI. 1 However, if you already have an. Our policies covers the excess on damage and theft up to €2,500 and provide full protection that Includes single vehicle damage, roof and undercarriage damage, auto glass and widescreen damage , towing expenses, misfuelling, loss of car. The group has a fleet of over 15000 vehicles and creates over 1100 direct jobs. This policy is also designed for hauliers, taxi. They cover you for excesses that are normally around £500 - £1000, but can be up to €3,000 in France or Italy (and even higher in Australia). In most countries, all rentals must have three basic types of cover: damage cover (technically called Collision Damage Waiver ), theft cover. To get started, enter your details into our quote form to see how much you could. More. Plan B is a cost-effective option that provides essential coverage for hire car drivers. Find flexible policies with our partners. 49* per day, whilst Excess Europe annual cover starts from £41. AutoReisen. of the Rental Agreement. Temporary Replacement Car. Worldwide Travel Insurance, a specialist in travel insurance and related products, has over 20yrs experience in offering high quality cover at great prices. Founded in 2002 by Larry Ursich and John Jansson, acquired by Henley media group in 2005, then by Towergate Underwriting Group in 2007, and by Swinton Group Limited in 2020, insurance4carhire has grown in its product offering but has kept one thing the same: customer value. When taking out a standard car hire insurance policy, your rental company will secure the vehicle excess against your credit card, and will then deduct this fee in the case of an accident/damage. Making a claim with us is hassle-free; just use our online claim portal from anywhere in Europe. Unlike taxi services, limo and black car businesses schedule pre. Basic insurance will usually be included when you book car hire, but you'll still have to pay an initial amount (or 'excess') if you have a crash or there's other damage to the car. Taking (and paying for) CDW coverage can add 25 percent or more to the total cost of your rental. Stand-alone car hire excess insurance, providing you with an alternative to costly excess waivers from car hire companies. 3 Taxi and livery classes do not need to present for-hire certificates at registration renewal since the registration expiration dates are. The amount will depend on the car hire company, where you’re hiring, the length of your rental and the type of car you’re driving. Option 2. 00 GBP, MINI MPVs, MPVs and commercial vehicles 250. Now you can compare our 6 trusted providers to find the best cover for you with excessbuddy. ESP is not a standard inclusion of our insurance packages. Hired and Non-Owned Auto (HNOA) insurance covers commercial auto liability damages, including settlements or judgments, attorney fees and other court costs that arise as a result of an auto accident for which you or an employee is responsible. Compare 20+ trusted. 99 annual price is based on a UK resident aged between 30-80 buying an excess Europe annual policy excluding in. 🚗 - - #insurance…Insurers, who may face bills more than double the cost of a high-street car rental, claim CHCs have created a dysfunctional market which leads to expensive litigation and higher premiums for. In California and Nevada, your responsibility for loss or damage to the car from vandalism unrelated to theft will not exceed $500 and you are not responsible for theft, regardless of purchasing Vehicle Protection, unless. 99. Service. Reduce your excess to nil and enjoy the benefits from our comprehensive car hire insurance policy for a low annual price of £49. They will also charge admin fees and possibly penalty fees on top. Get a Quote. Excess Europe daily cover starts from only £3. Commercial auto insurance is just the beginning. These protections reduce your liability in the unfortunate case of a theft, accident, or injury to another person. About Us Car rental insurance often features high excesses. Our Car Hire Excess Insurance. International Comprehensive. Car insurance quotes. Off-airport rental car locations in Atlanta are around 5% more expensive than airport locations on average. Rental Car Excess is included in Comprehensive, Essential, RACV Annual Multi-Trip and RACV Domestic policies. Our supplemental insurance coverage and services include: Supplemental Liability Insurance (SLI) Personal Property Coverage (PPC) Personal Accident Coverage (PAC) Rental Liability Insurance*. Customers, to view documents, make a claim and make changes sign in. Commercial fleet insurance covers your cars and is designed to benefit businesses with multiple commercial vehicles. Sometimes referred to as Class 3 Business insurance, it. All policies purchased online are emailed immediately - ideal for last-minute bookings. Fully Comp. Prices from £110*/£1,110*. In Italy, the collision damage waiver is highly recommended as it limits your liability for vehicle damage. It covers you for any damages or vehicle repairs if you’re involved in an accident, as well as legal expenses and compensation if somebody gets injured. Reparation up to £300. So, if your collision coverage deductible is $500, and the TNC's collision coverage deductible is $1,000, the ridesharing endorsement may help pay the $500 difference. When you hire a car, the rental price will usually include insurance which covers you for accidents and theft. Motorbike couriers can take out motorbike hire and reward insurance, for instance, while delivery drivers who use a van can take out van hire and reward insurance. The excess payments on most car hire insurance policies are often over £500 and can be as high as £1500. The issue of insurance does not feature in this guidance note as relevant to the question of whether or not a particular service falls within the. Consider including HNOA coverage in your commercial auto policy. 49* per day, whilst Excess Europe annual cover starts from £41. Typically, you can hire a car in the US from the age of 21. $226. New for Old Replacement Car. From £4. The SLI tops up your existing third party. Enterprise also offers roadside assistance to help with incidents such as lockouts or lost keys. For instance, many car hire excess insurers impose a cap of £5,000 or £6,000, whereas the car hire excess on a US rental car is usually in the region of £500 to £. Includes a useful checklist and advice about insurance extras, excess, fuel and your. Renew your insurance online. Book your car hire insurance excess cover before you go on holiday! Our team is always happy to offer a competitive quote. However, if your rental car is damaged or stolen, you may still have a large excess to pay. Personal accident insurance: $1 to $5 per day. Bookmark it. 4. 96 • 7 days. It also doesn’t cover things like damage to another vehicle or medical care for any individuals who may be hurt in an accident. A. Cooling-off Period: You have 14 days. Protect the vehicles you drive for work, but don't own. Compare car hire from Alamo, Budget and more in 18,000 pick-up locations worldwide. Drive safely and avoid convictions both on and off the road; being convicted of even a minor. The pay as you use approach provides a form of temporary insurance that covers you for providing a delivery service. But, if you are worried that your own auto policy has low liability limits, you can purchase extra coverage for between $7 and $14 per day, according to III. All our car hire rates are fully inclusive (excluding rentals for US and Canadian residents) so there are no extra taxes to pay when you pick up the car. Up to €500 each per claim for misfuelling and car key cover. Nov 3, 2023. The short answer. Excludes optional extras. The policy covers the whole car including glass, windscreen, undercarriage, roof, and tires. Your rental car excess is the payment you make to your rental company if your hire care is damaged. Instead of paying up to £15 (€18, $20) per day on additional insurance at the rental desk buy your independent policy in advance using the iCarhire app. Chase Sapphire Reserve ® : Best earn rate for renting cars. Legal Liability. You’re off on your holiday, you’ve lined up a hire car, but you’ve refused to buy any extras at the time of booking. From £2. Find cheap car hire deals in Tenerife at TravelSupermarket. Basic coverage can start at about $7 a month. Find out how car hire insurance works with breakdowns, how much it costs when a rental car breaks down, and who pays for breakdown recovery. However, this insurance does not cover damage to the rental car or theft. Essentially the vehicle you use will not. Call us on 13 72 28 or get a quote online for your car insurance today. The truth is, your own auto policy may already cover your rental. 90 for Worldwide coverage. The company's policies are designed to reimburse for excess if the hired car is damaged or stolen, and include cover on damage to roof, windows, tires, undercarriage. Coverage is primary for theft and damage to a Rental Vehicle. You may want to include off hire insurance too. Best £38 I've ever spent! Has made my decision to buy these policies over the years well justified. Pre-book your holiday car hire with Holiday Extras to make great savings. Members get up to 15% discount on car hire at Enterprise Rent-A-Car with Smart Benefits, included with AA membership. This policy can be very affordable for most travellers. 99 a year. Sale now on. Car Quote. Car hire is a great optional extra that gives you a courtesy car if yours is stolen or damaged. Here's a breakdown of the usual costs associated with getting rental car insurance through the rental company: Loss-damage waiver (aka collision damage waiver): $10 to $20 per day. This simply isn’t the case. $40. We pay out 99. Get a Quote. £47. Consider purchasing the Rental Car Damage Protector from Allianz Global Assistance, which provides primary coverage for covered collision, loss and damage up to $75,000, in almost every country, for only $11 per calendar day. $40. If you don't take out insurance, you may find yourself with a very large and unwanted bill if anything should happen. Comprehensive, Third party fire and theft and Third party. Know the insurance options. 90 compared to US$ 349. This discount is subject to minimum premiums and is only available when you switch to this policy online. Cover from $4,000 to $8,000. Car hire from £4. 90 or US$ 115. (Monday to Friday 9:00am to 5:00pm). This is vital to every rental as it protects you, the car rental provider, and the car itself. Excess Europe daily cover starts from only £3. Hire car cover varies by country and rental company. Option 2: Take No Option. 3. Covers theft, vandalism, windscreen, tires & more. This saves time when collecting your rental. Car hire excess insurance is very affordable with a CarInsuRent European annual car hire excess insurance policy costing just US$ 89. Get An Instant Quote In which country are you renting your vehicle? From Date To Date Country of Residence : United States change Vehicle Type : Car change See full list on nerdwallet. Travellers to the USA and Canada need to consider three types of insurance, Collision Damage Waiver (CDW), Loss Damage Waiver (LDW) and Supplemental Liability Insurance (SLI) when hiring a car. Car Hire Excess Insurance with daily cover from US$ 6. Business Contract Hire Car Insurance 👪 Nov 2023. Worldwide Travel Insurance, a specialist in travel insurance and related products, has over 20yrs experience in offering high quality cover at great prices. Save money and be covered for your car rental’s excess by purchasing Car Hire Insurance from AIG starting from €0. Car hire company reviews. Misfuelling and car key cover - cover for each, up to €500 per claim. DAILY from £4. * Price shown applies to cover in UK & Europe. 95 / $24. 50 for a week. The cover level selected for the car hirers is the level that includes excess reduction, windscreen and tyres, since this is covered by all the standalone products we included. Hire Vehicle cover is a car insurance upgrade that gives you a similar size vehicle (max 2. In this situation the driver will likely pay more than the fees above. Best for Multiple Coverage Options: State Farm. This is called Excess Reimbursement Insurance (ERI) and it's what we recommend. CarInsuRent car hire excess insurance starts from as low as $6. Your legal liability for causing death or injury to other people. SLI insurance coverage is up to $1,000,000. Booking through a car hire broker is often the best way to find the deal you want and the circumstances you prefer, e. In fact, no. Covers damages from small scratches, cracks and dents to multi-vehicle accidents and hitting animals. Your legal liability for causing death or injury to other people. Goldcar complaints made up a quarter of all the unexpected charges stories we received. Rental insurance works a little differently than your own car insurance policy. Covers excess charges. Choose a 6 or 12-month policy that lets you pay your premiums monthly and cancel it when you no longer need coverage. What kind of car hire insurance do I need? You have two options when it comes to buying car hire insurance: 1. What to know about buying insurance. cost of hire auto insurance, annual car insurance cost, car hire insurance, daily car hire insurance cover, car hire insurance uk, car hire excess insurance, vehicle for hire insurance, car hire insurance in usa Gray, Multicolored, Orange, Pink, Purple, Red, is offered during collisions and parks. It covers hospital stays, surgeries, and basic medical treatments. Your rental car excess is the payment you make to your rental company if your hire care is damaged. 31 a day. We can arrange self-drive car hire insurance for a range of private and commercial vehicles – from minibuses and short, medium and long-wheelbase. Worldwide rental car insurance. So if you’re working as a courier, a delivery. 28 /day. Pressure selling is illegal in the EU. Our Car Hire Excess Insurance policies include as standard: Excess insurance — Cover against. It is also no longer possible to renew your car hire insurance policy through this website. It's cheaper and more comprehensive. Rip-off #1: Sky-high excess costs. You'll probably be offered insurance on top of the free cover most cars come with. Cancel anytime before pick-up day. Get AXA Car Insurance from as little as £284 (10% of AXA Comprehensive Car Insurance customers paid this or less between 1 August 2023 and 31 October 2023). Want to know the secret to saving money on your car hire insurance? Get in touch to find out more about our great value car hire excess insurance policies. [2] 51% of our customers were quoted. If you rent a car through one of the big online travel agencies (OTA) such as Expedia or Priceline, the agency normally offers you the option to. Black Car and Limousine Insurance. Up to £10,000 for a series of incidents during any single car rental agreements. Our Car Hire Excess Covers. Get a quote Or, call 1-888-806-9598. 2. In order to submit a claim, please click on the logo below. Up to €6,500 damage and theft cover per policy. Car hire can come with hidden traps. The right rental car insurance will give you peace of mind, no matter what situations come up on the road. From 1st October 2022, Zurich are no longer providing car hire excess insurance to new customers. *£3. All Florida and other US hire cars have powered steering, air-conditioning and automatic transmission. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. For this, you’ll need to get a DVLA code. Pay a daily fee, and don’t worry about any damage. Date of experience: May 26, 2023. In the event of an accident, for example, it can cover damage done to the other car involved, the passengers inside it, or to other people’s property. Perfect for: Full-time or seasonal delivery drivers who also use their car for personal use. 49 per day* to $94. MoneyMaxim | Compare Car Hire & Excess Insurance. Worldwide rental car insurance. 29 per day. What we cover Who we cover Extra cover Make a claim. "A car hire excess insurance policy covers you against most potential excesses that hire car companies could charge you for, including misfueling, key cover and cancellation cover. The maximum benefit limit for our rental vehicle insurance excess benefit is: Plan. California Law Requiring Insurance. Excess car hire insurance will cover you for damage like: a chipped windscreen; a punctured tyre; vandalism, like 'keying' scratches from loose gravel on the road. Rest assured, you will continue to be fully covered for the duration of your policy, and you will receive the same level of customer care that you expect from us. Sometimes the CDW charge itself is a little less when combined with theft/loss insurance as part of an inclusive rental rate — and it's often cheaper to pay for this kind of coverage when you book than when you pick up the car. The OneTrip Rental Car Protector from Allianz Global Assistance provides up to $50,000 in coverage for just $11 per calendar day — and, with few exceptions, covers you anywhere in the world. Vehicle hire insurance when you renting a car, van, minibus or motorhome. If you drive any sort of vehicle for transporting people commercially, you’ll need a taxi licence and insurance by law. Average annual rate. With European car insurance excess waiver annual policies starting from $89. 8% of car insurance claims (Data relates to personal car insurance claims for policies underwritten by AXA Insurance UK plc from January to. Total potential saving: US$ 285. As a type of small business insurance, HNOA can help cover property damage or bodily injury that your business caused to someone else in an accident. is a unique provider offering up to 1 million in on-demand liability. 70 out of 5. Daily Cover. I am about to travel to Ireland for a few days and the car hires prices are very confusing. Your car hire company in the Canary Islands. Thrifty LDW for damage & theft waiver Can be purchased separately for US$ 22. Car Hire Knowhow How insurance works for rental cars. It’s included as a standard benefit in all Allianz Comprehensive, Multi-Trip and Domestic Travel Insurance plans. Please note your everyday car insurance will not cover your Car Hire. Increase and protect yourself from exorbitant rental company fees. Alicante. Car hire companies will offer you the option to cover this 'excess' at excessive and overpriced rates but you can avoid these rip-off charges by availing of cheaper costs online before you travel with CarHireExcess. When you hire a car, cover often called a ‘damage waiver’ is usually included. An AA car insurance policy – either comprehensive or third party, fire and theft. 2) Optional—CDW or LDWOnly pay for the fuel you use. Edinburgh Airport. TLC Licensed Vehicles must maintain proof of a current liability insurance policy (insurance certificate / FH-1) on file with the. Get travel insurance before you leave home and make a note regarding what is specifics are covered in relation to rental cars. While the network of doctors might be more limited compared to other plans, Plan B still provides access to quality care at an affordable price. 5 = $5,000 of property damage coverage per accident. Car Hire Insurance News. Car Hire Insurance with Goldcar. Cancel any time. Consider where you could be driving during. 3. The rule of thumb for car rental in Ireland is to choose the smallest vehicle possible as fuel (petrol) prices in Ireland can be high. Credit card car rental insurance is a perk that provides insurance coverage for the card member – and typically passengers and other drivers authorized by the rental contract – as long as they use that credit card to pay for the rental car. Find flexible policies with our partners. 99* per day. 90 for Worldwide coverage. The car gets dented during your trip, and it will cost $2500 to repair. CDW, Theft Protection & more. Buy car hire cover direct from the specialists. Cicar. Find plans to safeguard you in case of accident, injury, damage, or theft. The price for excess protection insurance is often lower than additional cover from a comparison site or direct from the rental company. From £6. Peace of Mind for Your Next Car Rental. A spokesperson says: “After reviewing the fee, we have apologised to LS and issued a refund. 99. 49 daily price is based on a UK resident aged between 30-80 renting a car in Europe for 10 days or longer. If you purchase this insurance from the rental car company, it becomes your primary. You will also need. Compare Top Car Hire prices 60,000 locations worldwide. Commercial auto insurance is just the beginning. Only pay for the fuel you use. You will then be redirected to our online claims portal where you can begin the claims process. This is in contrast to a taxi can be hailed, but with private hire it must be booked. Make a claim, 24/7. Covers excess charges. When you’re purchasing your policy, you can increase your excess amount to $6000, $7000, or $8000. This amount can be up to £2,000 in some cases, potentially leaving you well out of pocket if something goes. Misfuelling and car key cover - cover for each, up to €500 per claim. co. However, by following these three steps, we brought the price down to £238 (£210 for the same vehicle, plus £28 for third-party insurance) – a 54% saving. 31 a day. Centauro car hire, Goldcar rentals, Avis/Budget car, Europcar, Sixt, RecordGo, and Firefly are some of the most popular car hire companies that can be found inside the terminal building. Centauro car hire, Goldcar rentals, Avis/Budget car, Europcar, Sixt, RecordGo, and Firefly are some of the most popular car hire companies that can be found inside the terminal building. 11 Jul 2022. Damage to bodywork, Undercarriage, Roof, Tires Mirrors and Windscreen. 99. Compare car hire insurance prices with MoneyMaxim. My credit card has travel insurance including CDW cover, do I still need excess. Max cover £50,000. Get a Quote ›. Get a quote Comprehensive Cover. Authorised and regulatedby the Financial Conduct Authority, Riverside Underwriting Limited customers are covered by the Financial Services. But the details of any cover/insurance vary according to the make and model of the hire car and the. 99. An online broker for car hire allows you to easily compare the different levels of cover, the differences in costs, vehicle types and insurance features of many car hire companies at once. This insurance covers any damage to third parties. Rental Car Damage Protection helps cover the cost of damages due to collision, theft, vandalism, natural disaster or any other cause beyond your control, protecting you from a potentially significant bill. If you don't take out insurance, you may find yourself with a very large and unwanted bill if anything should happen. Excess from only £500. Up to €6,500 damage and theft cover per policy. Undercarriage. † Zero deductible protection so you've got nothing to pay. The whole amount was refunded within a few weeks. Buy annual European cover for £40. 50 for a week. Cover up to five additional drivers per rental — and there’s no need to add them to your insurance4carhire. 5. 95 for CA Residents; $12. If you are a frequent traveler and are likely to hire two or more times a year, our annual car hire excess insurance cover for multiple rentals anywhere in the world. According to California DMV, The following minimum liability insurance is required for private passenger vehicles: $15,000 for injury/death to one person. Car key loss. Zurich car hire excess insurance. The theft protection included in the vehicle rental has a.